Payout

The payouts API allows you to transfer money to bank accounts and mobile money accounts. We currently support payouts to 15 countries.

The table below gives more information on the countries and other important details.

Country	Currency	Payment Method	Minimum Amount	Maximum Amount
USA	USD	ACH, Wire	10 USD	100,000 USD
Nigeria	NGN	Bank Transfer	500 NGN	2,500,000 NGN
Australia	AUD	Bank Transfer	20 AUD	500 AUD
Kenya	KES	M-pesa	150 KES	100,000 KES
Ghana	GHS	Mobile Money	20 GHS	300,000 GHS
Benin	CFA	Mobile Money	200 CFA	1,000,000 CFA
Togo	CFA	Mobile Money	200 CFA	1,000,000 CFA
Senegal	CFA	Mobile Money	100 CFA	1,500,000 CFA
Burkina Faso	CFA	Mobile Money	500 CFA	1,000,000 CFA
Cameroon	CFA	Mobile Money	200 CFA	1,000,000 CFA
Ivory Coast	CFA	Mobile Money	500 CFA	5,000,000 CFA
Guinea-Conakry	CFA	Mobile Money	10000 CFA	1,500,000 CFA
Mali	CFA	Mobile Money	500 CFA	1,500,000 CFA
Uganda	UGX	Mobile money	4500 UGX	1,000,000 UGX
Rwanda	RWF	Mobile Money	20 RWF	300,000 RWF

The flow for payout is as follows:

NB: You can skip the first step if the beneficiary has already been indexed.

To Initiate payout, the following parameters are required.

Parameter	Description	Required
`amount`	amount you want to send in smaller denominations ie 1 USD = 100 cents.	✅
`sourceWalletCurrency`	Indicates the wallet from which payment is made. Defaults to `USD`	✅
`reference`	reference to keep track of your transaction	✅
`customerEmail`	represents the email address of the customer associated with the transaction.	✅
`description`	provides context or explains the intent of the transaction.	✅
`beneficiaryId`	`id` of the beneficiary that has already been created/indexed	✅
`callbackUrl`	URL to send webhook to if per this transaction.	❌

To Finalize Payout, the only parameter required is the transaction identifier.

Parameter	Description	Required
`transactionId`	the `id` returned from initiating the payout.	✅

📘
Payout Statuses
A payout transaction status can be any of the following:
PENDING
PROCESSING 
SUCCESS 
FAILED 

📘Payout Statuses